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Claim Consultancy

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Insurance Claim Consultancy

For a client it is very difficult to go through the Policy wordings , Terms and conditions, warranties and various clauses of any Insurance policy and understand what is covered, What is not covered, what are the add on covers available in the policy, what are the exclusions and deductions during a claim.

Insurance claims are all about documentations and checklist which change according to product to product, Peril to Peril (Peril means cause of loss).

IRDAI has clear Turnaround time (TAT) for appointing a surveyor by the Insurance company, submission of survey report, appointing an investigator , submission of investigation report, Role of an Insurance Broker during a claim …etc. The mode of claims payment disbursement is only through NEFT or RTGS directly from the Insurance Company to the Policy holder’s account.

To have a good Insurance claims experience the client must ensure that the Pre sale, Sale and Post sale checklist are taken care during renewing or buying a policy itself.

Still if there are claim disputes it is always recommended to go through an Insurance Broker like us who have in house Insurance technical experts with 30 years of experience in various Products to interpret on behalf of the client.

Insurance brokers like us are licensed by IRDAI to render Insurance claims consultancy to clients who have not bought the policy through us and are seeking for proper professional guidance by experts.

There is a nominal fees involved for such consultancy which starts from Rs 999 + service tax.

The Insurance consultancy fees will be collected only after we study the claim papers. If we feel that the Insurance Company has rejected / repudiated the claim on fair grounds as per the terms and conditions then as a principal we will not charge any fees from the client.

Our Dynamic Claims Team

Akkshay M Nahar B.Com
Managing Director & Principal Officer

Qualified Insurance Professional.
15 years of experience in the Insurance Industry

E-Mail id : akkshay@alertinsurancebrokers.com

K.Narayanaswamy Fellow of Inurance Institute of India
Vice President

Qualified Insurance Professional.
30 years of experience in the Insurance Industry

Venkatesh Murthy
Senior Regional Manager - Bangalore Branch

Qualified Insurance Professional.
25 years of experience in the Insurance Industry

J.Sivakumar
Deputy General Manager - Claims

37 years of experience in Insurance Industry

Ex- Senior Divisional Manager of United India