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By accessing this Website you will by implication give your consent to the following disclaimer without any reservation. Do not access or use the Website if you are unwilling or unable to be bound by the same.

This disclaimer (hereinafter referred to as the "Disclaimer"), along with the Terms and Conditions of Use and the Privacy Policy, shall govern your access to and use of the www.Policy99.com website (hereinafter referred to as the "Website").

By accessing or using the Website, you agree to the provisions of this Disclaimer, thus concluding a legally binding contract with the proprietors of Policy99.com, M/s. Alert Insurance Brokers Private Limited, a company incorporated under the Companies Act 1956, having its registered office at: No. 12 (Old No.19), 1st Floor, Rutland Gate 4th Street, Chennai – 600 006 (hereinafter referred to as "www.Policy99.com" or "ALERT INSURANCE").

If you have any questions or concerns about this Disclaimer, you can contact us at www.policy99.com/contact or care@policy99.com

Policy99.com reserve the right to change, modify, add to, or remove portions of this Disclaimer at any time, without any notice to the user, and the user shall be bound by the modified Disclaimer as on the date and time of browsing. The user is advised therefore to periodically visit this page to review the current Disclaimer to which he/she is bound.

TO THE FULLEST EXTENT PERMISSIBLE, PURSUANT TO APPLICABLE LAW, THE CONTENT ON THIS WEBSITE IS PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED AND Policy99.com/ ALERT INSURANCE AND ITS SUBSIDIARIES AND AFFILIATES, DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

Policy99.com DISCLAIMS ANY WARRANTIES FOR OTHER PRODUCTS OR SERVICES RECEIVED THROUGH THIRD PARTIES, INSURANCE COMPANIES, PAYMENT GATEWAY SERVICE PROVIDERS, ETC. ON THE WEBSITE OR RECEIVED THROUGH ANY LINKS PROVIDED IN THE WEBSITE, AS WELL AS FOR ANY INFORMATION OR ADVICE RECEIVED THROUGH THE WEBSITE OR THROUGH ANY LINKS PROVIDED IN THE WEBSITE.

Policy99.com does not warrant that the functions contained in the content will be uninterrupted or error-free, that defects will be corrected, or that the Website or the server that makes it available are free of viruses or other harmful components. www.Policy99.com does not warrant or make any representations regarding the use or the results of the use of the content provided on the Website in terms of their correctness, accuracy, reliability, or otherwise. The information and descriptions contained herein are not intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes. All content available on the Website is not intended to be exhaustive, and is only indicative in nature.

The content provided on the Website is not to be relied upon for any financial, legal purposes and is intended for information purposes only.

Every Insurance Policy package has limits and exclusions. It is the responsibility of each individual/ company to be knowledgeable and aware of the Policy wordings and coverage of their Insurance policy. A user of the Website should take appropriate professional advice before relying on the content/ information provided therein.

Policy99.com may be required to disclose a user's personally identifiable information to the government, law enforcement agencies, or third parties under certain circumstances; third parties may unlawfully intercept or access transmissions or private communications; or users or authorized users may independently abuse or misuse information that they collect from the Website in violation of www.Policy99.com's Privacy Policy and Terms of Use. Therefore, although Policy99.com uses industry standard information security practices to protect its user's privacy, www.Policy99.com does not promise, and the user should not expect, that his/her personally identifiable information or private content will always remain private.