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Privacy Policy

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By accessing this Website you will by implication give your consent to the following privacy policy without any reservation. Do not access or use the Website if you are unwilling or unable to be bound by the same.

This privacy policy (hereinafter referred to as the "Privacy Policy"), along with the Terms and Conditions of Use and the Disclaimer, shall govern your access to and use of the www.Policy99.com web site (hereinafter referred to as the "Website").

By accessing or using the Website, you agree to the provisions of this Privacy Policy, thus concluding a legally binding contract with the proprietors of www.Policy99.com, M/s. Alert Insurance Brokers Private Limited, a company incorporated under the Companies Act 1956, having its registered office at No. 12 (Old No.19), 1st Floor Rutland Gate, 4th Street, Chennai – 600 006 (hereinafter referred to as "www.Policy99.com" or "ALERT INSURANCE").

If you have any questions or concerns about this Privacy Policy, you can contact us at www.policy99.com/contact or care@policy99.com

Policy99.com reserve the right to change, modify, add to, or remove portions of this Privacy Policy at any time, without any notice to the user, and the user shall be bound by the modified Privacy Policy as on the date and time of browsing. The user is advised therefore to periodically visit this page to review the current Privacy Policy to which he/she is bound.

Policy99.com takes privacy of its user's content very seriously. Protecting and securing a user's information is the top priority of Policy99.com.

  • Policy99.com does not ask for personal information unless the same is needed to provide a service.
  • Policy99.com does not share a user's personal information with anyone except to comply with the Insurance Companies, law, develop services/ products, or protect www.Policy99.com's rights.
  • Policy99.com does not store personal information on its servers unless required for the on-going operation of any service/ product including portfolio management.

All content extracted by a user from the Website is considered privileged information.

When a user submits a proposal / query onto the Website, Policy99.com may ask such user to submit information such as their name, e-mail address, postal address and telephone number (hereinafter referred to as the "Information"). The user shall be under no obligation to provide such Information. However, if the user should choose to withhold the requested Information, Policy99.com may not be able to respond to the user's proposal/ query.Policy99.com cannot ensure that a user's private Information will never be disclosed in ways not otherwise described in this Privacy Policy, but Policy99.com will ensure that personally identifiable Information of a user is not posted in areas of the Website viewable by the public or other users of the Website.

Policy99.com will use such Information provided by a user to:

  • Identify users/ visitors of the Website;
  • Improve the content of the Website;
  • Customize the content and/or layout of pages for each individual user;
  • Carry out research on user demographics, interests and behavior; and
  • Send the user information which www.Policy99.com may think the user might find useful including information about new products and services.

The Website uses cookies (i.e. a small amount of data generated by the website and saved by the web browser. Its purpose is to remember information about the user). They store technical information that allows Policy99.com to better interact with the user and to identify the user on subsequent visits to the Website.

Any content (i.e. Information, communication, material, question, comment or suggestion) posted by a user on the Website, will not be treated as privileged information, nor as privately owned content, and the same will become the property of www.Policy99.com, which may be used by Policy99.com for any purpose, including, but not limited to, reproduction, solicitations, disc posting or for any other similar purpose.

In light of the above, www.Policy99.com shall be at liberty to make full use of any ideas, concepts, know how or techniques contained in the content posted by a user on the Website, without any reservation, including but not limited to, developing and marketing products using such content.

Any content posted by a user on the Website may be used by www.Policy99.com to describe its business operations to prospective partners and other reputable third parties and for other lawful purposes.

Policy99.com uses industry standard information security practices to protect its user's privacy. Only authorized www.Policy99.com/ ALERT INSURANCE employees are permitted to have access to users personal Information and such access is limited by need.

Policy99.com may disclose a user's personal Information if required to do so by law or if it believes that such action is necessary to protect and defend the rights, property or personal safety of Policy99.com/ ALERT INSURANCE the Website or its users.

Policy99.com will not sell or rent a user's personally identifiable Information to anyone.